Gem City Insurance's Main Website
Gem City Insurance is dedicated to providing good service, helping the community, and gaining your trust.
About Us

Gem City Insurance, Inc. is an independent agency, serving the entire state of Ohio. We are a full service agency. We love insurance and our customers know it.


We will maintain an atmosphere where all customers recognize they are valued by our agency. Our commitment to serve is reflected in our employees genuine passion for their profession, our swift and efficient services and our well designed programs and products tailored to specific needs.

Vision Leading in the geographic territories of our chosen customer groups and being firmly rooted in our chosen communities are the heart of our vision. To succeed, we will have spirited relationships and provide continuous communication while partnering with carriers committed to maintaining meaningful partnerships. Motto Our agency motto is service, community and trust. Since our beginning, we continue to focus upon: providing superior service, giving back to our community and earning your valued trust. We do this by providing you with well-experienced agents and staff who are readily available and delight by exceeding your expectations. Who Are We
  • We are an independent insurance agency. Independent agents are experts at helping you get competitive pricing. They find product portfolio options and are renowned for their claims counseling. They offer one-stop shopping for a full range of products such as home, renters, auto, business, life and health. They can periodically review your coverage to keep up with your changing insurance needs. Do you need an agent who looks out for your best interests?
  • Superior service. We are available to serve you 24 hours, 7 days for appointment and claims handling. Our web site extends our level of service by providing you the ability to electronically request* changes, certificates & evidence of insurance and submit new business applications. This expedites your requests, improves quality and allows us to meet your additional needs. One on one personalized service is offered to best serve your needs. You know your Gem City agent well and we know you and your business as a result.
  • Professional advice on custom tailored insurance programs, coverages and service. Our President holds a BSBA degree with a major in Risk and Insurance and has over 10 years experience with the industry’s largest insurance companies in a variety of underwriting and territorial management positions. Our inside understanding of insurance company operations and experience in working directly with local agency competition better assures your satisfaction.
Who We Aren’t
  • Captive Agent - sells the insurance of only one company. Examples include: Nationwide, State Farm & Allstate.
  • Telephone Representatives - who can offer you the insurance of one company, and only on the telephone. Examples include: GEICO.
  • Price only quote mill – we look after your pocketbook in finding the best combination of price, coverage and service. We work to help you understand not to sacrifice coverage needs at the price of saving a few dollars.
How Do We Do It
  • We accept lower commissions and pass the savings on to you.
  • We target good risks and good drivers - those with better than average claims and driving record experience. Why should you pay for others' lack of good risk prevention?
  • We offer attractive discount packages, and
You won't pay high rates because of hurricanes in Florida or Earthquakes in California!

The information on this web site is meant as a guideline only.

*This web site and the material within does not intend to alter, change or bind coverage. Communication by e-mail is NOT a binder of coverage and there is NO coverage in force until approved by the insuring company. Always meet or speak with a licensed agent before making any judgements or decisions concerning insurance. Refer to your specific insurance contracts for details on coverages, conditions and exclusions.

Notice of Licensure - Gem City Insurance, Inc. is licensed to conduct business in Ohio. The information on this site is a solicitation to conduct business only in the aforementioned state of authority.

Where We Are

Gem City Insurance is located at 34 South Dixie Drive in Vandalia.

Click the map below to find directions using MapQuest.